FINLAB LEGAL is Your end-to-end embedded fintech lawyer helping you design, launch and scale user-first products.
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Services Include:
Initial Product Solutions
Product Strategy & Risk Decisions
UX / Figma Legal Advice
Regulatory Education for Cross-Functional Teams
Disclosures & Terms Drafting
Liaising with Bank, Network and Partners
Bank, Network and Vendor Contract Negotiation
Commercial Licensing and Service Agreement Templates & Playbooks
Marketing & Sales Content Advice
Customer Support & AI Content Guidance
Disputes & Collections Frameworks
Regulatory Inquiries & Investigations
Product guides, playbooks, and scalable systems that keep your team moving
General counsel services for early stage companies helping engage, manage and streamline outside counsel support.
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Core Focus Areas
Bank Payments
Card Issuing and Acceptance
Demand Deposit & Prepaid Accounts
P2P Transfers
Consumer and Business Loans, BNPL, Installments, Factoring/Cash Advances
Rewards & Loyalty Programs
Global Product Expansion (with local counsel)
Contracts (Partnership, Vendor and Sales)
M&A Diligence & Product Integration
AI/Machine Learning Models (Credit Models, Fraud)
WORK WITH US
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Consultation
An initial consultation is available to define your objectives, provide initial advice and establish a strategic framework. This is a great way to start before committing to a longer-term engagement. Consultations are billed at the current hourly rate, not to exceed 15 hours.
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weekly or monthly packages
We offer flexible weekly or monthly retainer packages, starting with a 3-month commitment.
Fractional Fintech Counsel (Product, Regulatory and Transactional Support): Get integrated legal support from day one with an end-to-end embedded fractional fintech lawyer and advisor proactively supporting product development, operations, partnerships and commercialization.
Fractional General Counsel: As a fractional general counsel, Rena leverages her past GC and corporate experience to provide legal advice on general corporate matters, financings, IP, etc and engages, manages and streamlines the use of outside counsel.
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Product Sprints
Get a product ready for build fast. Rena leads in-person product sprints with your cross-functional team to create a product framework. This process incorporates legal requirements directly into the design, which allows for faster building and scaling.
Together, you'll review multiple options, weigh business goals, regulatory and network requirements, and technical and risk trade-offs to choose the best structure and design. The result is a product framework ready for leadership review and development.