FINLAB LEGAL is Your end-to-end embedded fintech lawyer helping you design, launch and scale user-first products.

  • Services Include:

    Initial Product Solutions

    Product Strategy & Risk Decisions

    UX / Figma Legal Advice

    Regulatory Education for Cross-Functional Teams

    Disclosures & Terms Drafting

    Liaising with Bank, Network and Partners

    Bank, Network and Vendor Contract Negotiation

    Commercial Licensing and Service Agreement Templates & Playbooks

    Marketing & Sales Content Advice

    Customer Support & AI Content Guidance

    Disputes & Collections Frameworks

    Regulatory Inquiries & Investigations

    Product guides, playbooks, and scalable systems that keep your team moving

    General counsel services for early stage companies helping engage, manage and streamline outside counsel support.

  • Core Focus Areas

    Bank Payments

    Card Issuing and Acceptance

    Demand Deposit & Prepaid Accounts

    P2P Transfers

    Consumer and Business Loans, BNPL, Installments, Factoring/Cash Advances

    Rewards & Loyalty Programs

    Global Product Expansion (with local counsel)

    Contracts (Partnership, Vendor and Sales)

    M&A Diligence & Product Integration

    AI/Machine Learning Models (Credit Models, Fraud)

WORK WITH US

  • Consultation

    An initial consultation is available to define your objectives, provide initial advice and establish a strategic framework. This is a great way to start before committing to a longer-term engagement. Consultations are billed at the current hourly rate, not to exceed 15 hours.

  • weekly or monthly packages

    We offer flexible weekly or monthly retainer packages, starting with a 3-month commitment.

    Fractional Fintech Counsel (Product, Regulatory and Transactional Support): Get integrated legal support from day one with an end-to-end embedded fractional fintech lawyer and advisor proactively supporting product development, operations, partnerships and commercialization.

    Fractional General Counsel: As a fractional general counsel, Rena leverages her past GC and corporate experience to provide legal advice on general corporate matters, financings, IP, etc and engages, manages and streamlines the use of outside counsel.

  • Product Sprints

    Get a product ready for build fast. Rena leads in-person product sprints with your cross-functional team to create a product framework. This process incorporates legal requirements directly into the design, which allows for faster building and scaling.

    Together, you'll review multiple options, weigh business goals, regulatory and network requirements, and technical and risk trade-offs to choose the best structure and design. The result is a product framework ready for leadership review and development.